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Recent Articles in Financing property checklists

The property market needs practical solutions not 'voter grabbing' policies! Nov 20, 2019: I was recently chatting to Clive Bull on LBC about the up and coming election and housing policies. He asked me an interesting question: are you looking forward to hearing about new government housing policies? My answer surprised me a little, as normally I would just say yes and then go on to talk about existing and proposed policies and their pros and cons, but as I was thinking on my feet, what I actually said was ‘no’, what we really need is practical solutions, not policies. And I do think this is key to sorting out housing problems.

A pre-Xmas price bounce for property? Nov 13, 2019: It’s significant that both Rightmove and LSL are reporting prices falling in England and Wales, year on year, for this month, and albeit these are ‘tiny’ falls, they indicate a slowing market. With an election upon us, housing is going to be a key topic, but perhaps not as high as it would be without Brexit still ‘being on the list of ‘to dos’. For all the latest on property prices, read Kate Faulkner's comprehensive report.

Summary of latest rental report from Zoopla Q3 2019 Oct 24, 2019: BIG NEWS STORY:
Rental affordability is ‘spot on’, not that you’d know that from the headlines! The real story from the rental report is that all the headlines accusing ‘greedy landlords’ and ‘letting agents’ of charging extortionate rent and rents ‘sky rocketing’ are incorrect.

A return to a more sustainable pace of price growth? Oct 17, 2019: Regionally, huge differences still remain with London, despite the recent falls still showing almost double the price growth since 2007. For those investors ‘leaving’ London for more ‘northern’ climes, they need to seriously think if this is the right decision. At the other end of the scale, affordability for those in the Midlands and North and even some in the South since the falls, has improved for many first time buyers – at least from a mortgage lending vs average wage front. Not something you’d think had happened with the constant ‘it’s impossible to afford a home’ headlines! Read my article to find out more.

The impact on the property market of elections, recessions and latest forecasts Oct 10, 2019: At the recent Property Investor Show I made two presentations, one covering the changes to the property market during elections and recessions, and another discussing the latest forecasts for both the next twelve months and the next few years.